Particularly useful if you have redemption penalties on your current mortgage or you just have a great rate that you do not want to swap away from, a secured loan is a great alternative to a remortgage if you want to raise some capital.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

All initial consultations are free of charge. If, however, a mortgage is arranged we may charge a fee of up to 1% of the loan amount. Depending on your circumstances this fee may be waived. A typical fee is £295.